Yes Bank FIRST Preferred
A premium rewards card with strong travel & dining multipliers, dual lounge access, and a low 1.75% forex markup.
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Common questions
- What is the annual fee on the Yes Bank FIRST Preferred?
- The joining fee is ₹999. The annual fee is ₹999. Renewal fee waived on annual spend of ₹2,50,000 or more; the first-year fee is frequently offered as a promotional lifetime-free waiver
- What are the reward rates on the Yes Bank FIRST Preferred?
- Yes Bank FIRST Preferred earns 8x points on travel, 8x points on dining, 4x points on all other spends.
- Does the Yes Bank FIRST Preferred offer airport lounge access?
- Yes: 12 domestic lounge visits per year (3 complimentary visits per calendar quarter via Mastercard lounge programme) and 4 international lounge visits per year (Complimentary Priority Pass membership).
- Who is eligible for the Yes Bank FIRST Preferred?
- Applicants typically need a minimum annual income of ₹24,00,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by Yes Bank and can vary by application.
- Is the Yes Bank FIRST Preferred available on other networks?
- Yes, it's also issued on Visa. This is the Visa Signature version of the YES FIRST Preferred card, issued in parallel with the Mastercard World version. Fees, eligibility, and core reward rates are identical across both networks; the main differences are the lounge programme (LoungeKey on Visa vs Priority Pass on Mastercard) and network-specific extras like the Visa Golf Program.