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Yes Bank
YES FIRST Preferred

Yes Bank YES FIRST Preferred

A premium rewards card with strong travel & dining multipliers, dual lounge access, and a low 1.75% forex markup.

traveldiningpremiumlifestyle

Last reviewed 13 July 2026

Fees

Joining fee

₹999

Annual fee

₹999

Waiver: Renewal fee waived on annual spend of ₹2,50,000 or more; the first-year fee is frequently offered as a promotional lifetime-free waiver

Eligibility

Min. CIBIL Score: 750+

Age: 21–60 yrs

Employment: salaried, self employed

Rewards

travel8x points
dining8x points
all other4x points

Welcome benefits

  • • 10,000 reward points on the first transaction within 90 days of card issuance
  • • Annual bonus of 20,000 reward points on spends of ₹7,50,000 in an anniversary year

Perks

  • ✓Domestic lounge access: 12/yr3 complimentary visits per calendar quarter via Mastercard lounge programme
  • ✓International lounge access: 4/yrComplimentary Priority Pass membership
  • ✓Fuel surcharge waiver: 1%
  • ✓Forex markup: 1.75%
  • ✓Concierge service
  • ✓4 complimentary green-fee rounds and 12 golf lessons annually at select courses
  • ✓1,000 bonus reward points per YES PayNow registration

Common questions

What is the annual fee on the Yes Bank YES FIRST Preferred?
The joining fee is ₹999. The annual fee is ₹999. Renewal fee waived on annual spend of ₹2,50,000 or more; the first-year fee is frequently offered as a promotional lifetime-free waiver
What are the reward rates on the Yes Bank YES FIRST Preferred?
Yes Bank YES FIRST Preferred earns 8x points on travel, 8x points on dining, 4x points on all other spends.
Does the Yes Bank YES FIRST Preferred offer airport lounge access?
Yes: 12 domestic lounge visits per year (3 complimentary visits per calendar quarter via Mastercard lounge programme) and 4 international lounge visits per year (Complimentary Priority Pass membership).
Who is eligible for the Yes Bank YES FIRST Preferred?
Applicants typically need a minimum annual income of ₹24,00,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by Yes Bank and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

₹
8x points
₹
8x points
₹
4x points
Estimated annual value—
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