American Express

Amex

Platinum Travel

American Express Platinum Travel

Amex's entry-level travel card, pairing 8 complimentary domestic lounge visits a year with strong Membership Rewards earning.

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Last reviewed 13 July 2026

Fees

Joining fee

₹5,000

Annual fee

₹5,000

Waiver: No spend-based waiver; the ₹5,000 + GST fee applies every year of card membership

Eligibility

Age: 18+ yrs

Employment: salaried, self employed

Rewards

all other2x points

Welcome benefits

• 10,000 Membership Rewards points welcome gift, redeemable in the Platinum Travel Collection, on payment of the annual fee and spend of ₹15,000 within 90 days
• 7,500 bonus points on reaching ₹1.9 lakh in annual spend
• 10,000 bonus points on reaching ₹4 lakh in annual spend
• 22,500 bonus points plus a ₹10,000 Taj stay voucher on reaching ₹7 lakh in annual spend

Perks

✓Domestic lounge access: 8/yrComplimentary via Amex's domestic lounge program, capped at 2 visits per quarter
✓International lounge access: 0/yrComplimentary Priority Pass membership (US$99 annual fee waived); each lounge visit is charged at the prevailing rate (~US$27-35)
✓Fuel surcharge waiver: 1%Capped at ₹5,000/month
✓Forex markup: 3.5%
✓Concierge service
✓Purchase protection against loss/damage within 90 days (approximate, brand-wide Amex Platinum benefit; verify current terms for this specific card)
✓Up to 20% discount at select partner restaurants
✓0% convenience fee on fuel purchases at HPCL for transactions under ₹5,000 (1% above)
✓EMI conversion available on large purchases

Common questions

What is the annual fee on the American Express Platinum Travel?: The joining fee is ₹5,000. The annual fee is ₹5,000. No spend-based waiver; the ₹5,000 + GST fee applies every year of card membership
What are the reward rates on the American Express Platinum Travel?: American Express Platinum Travel earns 2x points on all other spends.
Does the American Express Platinum Travel offer airport lounge access?: Yes: 8 domestic lounge visits per year (Complimentary via Amex's domestic lounge program, capped at 2 visits per quarter) and 0 international lounge visits per year (Complimentary Priority Pass membership (US$99 annual fee waived); each lounge visit is charged at the prevailing rate (~US$27-35)).
Who is eligible for the American Express Platinum Travel?: Applicants typically need a minimum annual income of ₹6,00,000, a minimum age of 18, and must be salaried or self employed. Exact criteria are set by American Express and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

Everything else

₹

2x points

Estimated annual value—

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Annual fee

₹4,500

Up to

2x points

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Annual fee

₹10,000

Up to

2x points

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Annual fee

₹7,999

Up to

5x points

CompareView details →

Rewards

all other2x points

Welcome benefits

• 10,000 Membership Rewards points welcome gift, redeemable in the Platinum Travel Collection, on payment of the annual fee and spend of ₹15,000 within 90 days
• 7,500 bonus points on reaching ₹1.9 lakh in annual spend
• 10,000 bonus points on reaching ₹4 lakh in annual spend
• 22,500 bonus points plus a ₹10,000 Taj stay voucher on reaching ₹7 lakh in annual spend

Perks

✓Domestic lounge access: 8/yrComplimentary via Amex's domestic lounge program, capped at 2 visits per quarter

✓International lounge access: 0/yrComplimentary Priority Pass membership (US$99 annual fee waived); each lounge visit is charged at the prevailing rate (~US$27-35)

✓Fuel surcharge waiver: 1%Capped at ₹5,000/month

✓Forex markup: 3.5%

✓Concierge service

✓Purchase protection against loss/damage within 90 days (approximate, brand-wide Amex Platinum benefit; verify current terms for this specific card)

✓Up to 20% discount at select partner restaurants

✓0% convenience fee on fuel purchases at HPCL for transactions under ₹5,000 (1% above)

✓EMI conversion available on large purchases

Common questions

What is the annual fee on the American Express Platinum Travel?

The joining fee is ₹5,000. The annual fee is ₹5,000. No spend-based waiver; the ₹5,000 + GST fee applies every year of card membership

What are the reward rates on the American Express Platinum Travel?

American Express Platinum Travel earns 2x points on all other spends.

Does the American Express Platinum Travel offer airport lounge access?

Yes: 8 domestic lounge visits per year (Complimentary via Amex's domestic lounge program, capped at 2 visits per quarter) and 0 international lounge visits per year (Complimentary Priority Pass membership (US$99 annual fee waived); each lounge visit is charged at the prevailing rate (~US$27-35)).

Who is eligible for the American Express Platinum Travel?

Applicants typically need a minimum annual income of ₹6,00,000, a minimum age of 18, and must be salaried or self employed. Exact criteria are set by American Express and can vary by application.

American Express Platinum Travel

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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