Yes Bank FIRST Preferred
Premium card offering 8x points on travel and dining, domestic and international lounge access via Visa LoungeKey, and 1.75% forex markup.
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Common questions
- What is the annual fee on the Yes Bank FIRST Preferred?
- The joining fee is ₹999. The annual fee is ₹999. Renewal fee waived on annual spend of ₹2,50,000 or more; the first-year fee is frequently offered as a promotional lifetime-free waiver
- What are the reward rates on the Yes Bank FIRST Preferred?
- Yes Bank FIRST Preferred earns 8x points on travel, 8x points on dining, 4x points on all other spends.
- Does the Yes Bank FIRST Preferred offer airport lounge access?
- Yes: 12 domestic lounge visits per year (3 complimentary visits per calendar quarter, shared across both YES FIRST Preferred network variants) and 4 international lounge visits per year (Complimentary access to international airport lounges under the Visa LoungeKey Program (in place of the Mastercard/Priority Pass programme used by the Mastercard version of this card)).
- Who is eligible for the Yes Bank FIRST Preferred?
- Applicants typically need a minimum annual income of ₹24,00,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by Yes Bank and can vary by application.
- Is the Yes Bank FIRST Preferred available on other networks?
- Yes, it's also issued on Mastercard. YES Bank also issues FIRST Preferred on Visa, with LoungeKey (vs. this variant's Priority Pass) as the international lounge partner. Fees, eligibility, and core reward rates match across both networks. Confirmation of the Visa variant is aggregator-sourced rather than from a directly-fetchable official YES Bank page.