Terms of service
Last updated 15 July 2026.
What CardShortlist is
CardShortlist is an independent credit card comparison tool operated by CardShortlist. We are not a bank, card issuer, lender, or licensed financial advisor. By using this site, you agree to these terms.
Not financial advice
Nothing on this site is financial, legal, or tax advice. Card scores, rankings, and eligibility estimates are informational starting points based on a fixed formula (see methodology), not a personalized recommendation, guarantee of approval, or substitute for your own research. Always confirm current fees, rewards, and eligibility criteria directly with the issuer before applying.
Accuracy of card information
We research and cross-check every card record against issuer sources and re-review it on a fixed schedule, but issuers change fees, rewards, and terms without notice, and we may not always reflect a change immediately. We are not liable for decisions made based on information that has since changed. Found something outdated? Email [email protected] and we'll investigate.
Affiliate links
Some outbound apply links are affiliate links, and we may earn a commission if you apply through them, at no cost to you. This never affects how cards are scored or ranked. See our privacy policy for what we record when you click an affiliate link.
Third-party sites
Links to issuer sites and other third parties are provided for convenience. We don't control and aren't responsible for the content, terms, or privacy practices of those sites.
Changes
We may update these terms as the site changes. Continued use after an update means you accept the revised terms.
Contact
Questions about these terms? Email [email protected].