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SBI Card
VISA
ELITE

SBI Card ELITE

Premium SBI travel & lifestyle card with combined lounge access, low forex markup, and monthly movie discounts.

premiumtraveldininglifestyle

Last reviewed 13 July 2026

Fees

Joining fee

₹4,999

Annual fee

₹4,999

Waiver: Renewal fee waived on annual spend of ₹10,00,000 or more

Eligibility

Min. monthly income: ₹60,000

Min. CIBIL Score: 750+

Age: 21–70 yrs

Employment: salaried, self employed

Rewards

dining5x points
groceries5x points
all other2x points

Welcome benefits

  • • ₹5,000 worth of e-vouchers from partner brands (Yatra, Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop) on payment of joining fee

Perks

  • ✓Domestic lounge access: 8/yrUp to 2 per quarter, complimentary
  • ✓International lounge access: 6/yrUp to 2 per quarter via Priority Pass
  • ✓Fuel surcharge waiver: 1%Capped at ₹250/month
  • ✓Forex markup: 1.99%
  • ✓Concierge service
  • ✓Air accident cover
  • ✓Purchase protection
  • ✓Milestone benefits on annual spend
  • ✓Complimentary domestic and international lounge access

Common questions

What is the annual fee on the SBI Card ELITE?
The joining fee is ₹4,999. The annual fee is ₹4,999. Renewal fee waived on annual spend of ₹10,00,000 or more
What are the reward rates on the SBI Card ELITE?
SBI Card ELITE earns 5x points on dining, 5x points on groceries, 2x points on all other spends.
Does the SBI Card ELITE offer airport lounge access?
Yes: 8 domestic lounge visits per year (Up to 2 per quarter, complimentary) and 6 international lounge visits per year (Up to 2 per quarter via Priority Pass).
Who is eligible for the SBI Card ELITE?
Applicants typically need a minimum monthly income of ₹60,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by SBI Card and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

₹
5x points
₹
5x points
₹
2x points
Estimated annual value—
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