Which credit cards can be linked to UPI apps?

25 RuPay credit cards compared here support UPI linking, from 17 issuers including Kotak Mahindra Bank, SBI Card, ICICI Bank, Bank of Baroda, IDFC FIRST Bank, and others.

Is there a RuPay credit card with no annual fee for UPI payments?

Yes — 6 of the 25 RuPay-UPI cards compared here charge ₹0 annual fee: Kotak Mahindra Bank 811 #DreamDifferent, AU Small Finance Bank LIT, Unity Small Finance Bank Roarbank RuPay, and others.

What reward rate do UPI payments earn on a RuPay credit card?

UPI transactions typically earn a card's standard base rate rather than a separate UPI-only bonus. Among the cards compared here, the AU Small Finance Bank LIT has the highest base rate at 10x points.

India

Best RuPay Credit Cards for UPI Payments

25 rupay credit cards for upi payments compared by real, sourced fees and reward rates — annual fees range from ₹0 to ₹12,500, and 6 charge ₹0 annual fee. Not a sponsored ranking.

Common questions

Which credit cards can be linked to UPI apps?: 25 RuPay credit cards compared here support UPI linking, from 17 issuers including Kotak Mahindra Bank, SBI Card, ICICI Bank, Bank of Baroda, IDFC FIRST Bank, and others.
Is there a RuPay credit card with no annual fee for UPI payments?: Yes — 6 of the 25 RuPay-UPI cards compared here charge ₹0 annual fee: Kotak Mahindra Bank 811 #DreamDifferent, AU Small Finance Bank LIT, Unity Small Finance Bank Roarbank RuPay, and others.
What reward rate do UPI payments earn on a RuPay credit card?: UPI transactions typically earn a card's standard base rate rather than a separate UPI-only bonus. Among the cards compared here, the AU Small Finance Bank LIT has the highest base rate at 10x points.