Union Bank of India RuPay Select
UPI-enabled RuPay Select card earning 4 reward points per ₹100 spent, 8 domestic + 2 international lounge visits yearly (2 domestic per quarter), and ₹499 annual fee waived on ₹50,000 spend.
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Common questions
- What is the annual fee on the Union Bank of India RuPay Select?
- The joining fee is ₹0. The annual fee is ₹499. Annual/renewal fee of ₹499 is waived for the following year if you spend ₹50,000 or more in the preceding 12 months.
- What are the reward rates on the Union Bank of India RuPay Select?
- Union Bank of India RuPay Select earns 4x points on all other spends.
- Does the Union Bank of India RuPay Select offer airport lounge access?
- Yes: 8 domestic lounge visits per year (Union Bank's own product page states this flatly as 8 complimentary domestic visits a year (2 per quarter) at RuPay-program lounges, incl. the RuPay Exclusive Lounge at Delhi T3, with no spend condition attached. A CardInsider aggregator listing instead cites 4 domestic visits/year, conflicting with the official figure — this record uses the official, higher-confidence source. Other RuPay Select-branded cards from other issuers have been reported elsewhere as spend-tiered, but no source found for this specific Union Bank card confirms any spend threshold gates these 8 visits, so none is asserted here.) and 2 international lounge visits per year (2 complimentary international lounge visits per year.).
- Who is eligible for the Union Bank of India RuPay Select?
- Applicants typically need a minimum annual income of ₹7,50,000, a minimum age of 18, and must be salaried or self employed. Exact criteria are set by Union Bank of India and can vary by application.