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RBL Bank
RuPay
ShopRite

RBL Bank ShopRite

RBL ShopRite RuPay offers 20 points per ₹100 on groceries, plus UPI app linking and NCMC offline transit tap-and-pay.

groceriescashbackfirst-timersrupay-upi

Also available on other networks

RBL Bank ShopRite is issued on more than one network — each has different rewards and lounge access.

  • RBL Bank
    VISA
    ShopRite

    Visa variant

    Same underlying ShopRite product as the Mastercard and RuPay variants — RBL Bank's own pages confirm the card is issued on "MasterCard, VISA & RuPay" networks with identical fees, reward rates, and BookMyShow benefits. The RuPay variant additionally supports UPI/NCMC linking, which the Visa variant lacks.

  • RBL Bank
    ShopRite

    Mastercard variant

    No material differences from the Visa ShopRite variant — RBL Bank issues ShopRite identically across Mastercard, Visa, and RuPay networks, with the same fees, grocery reward rate, fuel surcharge waiver, and BookMyShow offer. Only the RuPay variant differs, adding NCMC/UPI-linked functionality not available on Mastercard or Visa.

Last reviewed 21 July 2026

Fees

Joining fee

₹500

Annual fee

₹500

Waiver: Waived on annual spend of ₹1,50,000 or more

Eligibility

Min. monthly income: ₹25,000

Age: 21–60 yrs

Employment: salaried, self employed

Rewards

groceries20x points(cap 1,000 points/1mo)
all other1x points

Welcome benefits

  • • 2,000 bonus reward points on card activation and annual fee payment within 30 days

Perks

  • ✓Fuel surcharge waiver: 1%Applies on transactions between ₹500 and ₹4,000
  • ✓Forex markup: 3.5%
  • ✓Reward points redeemable at ₹0.25 per point via rblrewards.com
  • ✓Links to UPI apps (BHIM, Google Pay, PhonePe, Paytm) for RuPay-on-UPI payments
  • ✓Supports NCMC (National Common Mobility Card) offline transit wallet, up to ₹2,000 balance, for metro and bus tap-and-pay
  • ✓Offline UPI transactions under ₹2,000 at small merchants (turnover below ₹20 lakh) do not earn reward points or other product benefits
  • ✓Also available on Visa and Mastercard network variants

Common questions

What is the annual fee on the RBL Bank ShopRite?
The joining fee is ₹500. The annual fee is ₹500. Waived on annual spend of ₹1,50,000 or more
What are the reward rates on the RBL Bank ShopRite?
RBL Bank ShopRite earns 20x points on groceries, 1x points on all other spends.
Does the RBL Bank ShopRite offer airport lounge access?
No, the RBL Bank ShopRite does not include complimentary airport lounge access.
Who is eligible for the RBL Bank ShopRite?
Applicants typically need a minimum monthly income of ₹25,000, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by RBL Bank and can vary by application.
Is the RBL Bank ShopRite available on other networks?
Yes, it's also issued on Visa and Mastercard. Same underlying ShopRite product as the Mastercard and RuPay variants — RBL Bank's own pages confirm the card is issued on "MasterCard, VISA & RuPay" networks with identical fees, reward rates, and BookMyShow benefits. The RuPay variant additionally supports UPI/NCMC linking, which the Visa variant lacks.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

Best rate
₹
20x points· cap 1,000 points/1mo
₹
1x points
Estimated annual value—
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