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Axis Bank
VISA
Horizon

Axis Bank Horizon

Axis Bank's mid-tier travel card: 5 EDGE Miles per ₹100 on travel bookings and 32 domestic lounge visits/year for ₹3,000 — devalued in April 2026 when Axis dropped Accor, Marriott and Qatar Airways as transfer partners.

travelpremium

Also available on Mastercard

Axis Bank Horizon is issued on more than one network — each has different rewards and lounge access.

  • Axis Bank
    Horizon

    Mastercard variant

    Same EDGE Miles travel card as the Visa Signature Horizon, but with fewer domestic lounge visits: 6 per calendar quarter (24/year) on Mastercard World versus 8 per quarter (32/year) on Visa Signature. A nominal ₹25 lounge access fee is charged on the Mastercard variant (versus ₹2 on Visa) and later refunded to the card. Reward rates, fees, welcome/anniversary bonuses, international lounge access, and eligibility are otherwise the same across both variants, confirmed against cardinsider.com and bankbazaar.com.

Last reviewed 20 July 2026

Fees

Joining fee

₹3,000

Annual fee

₹3,000

Waiver: Not a spend-based waiver: the ₹3,000 annual fee is waived for Axis Bank Burgundy Savings/Salary Account holders, based on the banking relationship rather than card spend. Cardholders without a Burgundy account have no published spend threshold that waives the fee.

Eligibility

Min. CIBIL Score: 750+

Age: 18–70 yrs

Employment: salaried, self employed

Rewards

travel5x miles
all other2x miles

Welcome benefits

  • • 5,000 EDGE Miles on the first transaction of ₹1,000 or more within 30 days of card issuance

Perks

  • ✓Domestic lounge access: 32/yr8 complimentary visits per calendar quarter on the Visa Signature variant; the Mastercard World variant of this card gets 6 per quarter (24/year) instead
  • ✓International lounge access: 8/yr2 complimentary visits per calendar quarter via Priority Pass; typically requires a minimum spend (around USD 1 equivalent) on the card in the preceding quarter to activate access
  • ✓Fuel surcharge waiver: 1%Applies to fuel transactions between ₹400 and ₹5,000
  • ✓Forex markup: 3.5%
  • ✓Lost card liability cover up to ₹10 lakh (underwritten by The New India Assurance Co. Ltd.)
  • ✓1,500 EDGE Miles credited automatically on the card anniversary, within 30 days of renewal
  • ✓25% off (capped at ₹800/month) via the EazyDiner program on dine-in orders of ₹2,500 or more at partner restaurants
  • ✓EDGE Miles not earned on fuel, rent, utility bills, insurance premiums, government/tax payments, education fees, wallet loads or tolls
  • ✓EDGE Miles transfer to airline/hotel loyalty partners, subject to an annual transfer cap of 5,00,000 EDGE Miles
  • ✓April 2026 partner devaluation: Axis removed Accor Live Limitless, Marriott Bonvoy and Qatar Airways Privilege Club as transfer partners with immediate effect (announced 2 April 2026). British Airways Executive Club, Finnair Plus and Vietnam Airlines Lotusmiles were added in their place, but convert at a reduced 2:1 ratio (2 EDGE Miles = 1 partner mile) on Horizon, versus the 1:1 ratio still available on remaining partners such as Singapore Airlines KrisFlyer, Etihad Guest, AirAsia and SpiceJet
  • ✓Annual fee is waived for Axis Bank Burgundy Savings/Salary Account holders; there is no spend-based waiver for standard cardholders

Common questions

What is the annual fee on the Axis Bank Horizon?
The joining fee is ₹3,000. The annual fee is ₹3,000. Not a spend-based waiver: the ₹3,000 annual fee is waived for Axis Bank Burgundy Savings/Salary Account holders, based on the banking relationship rather than card spend. Cardholders without a Burgundy account have no published spend threshold that waives the fee.
What are the reward rates on the Axis Bank Horizon?
Axis Bank Horizon earns 5x miles on travel, 2x miles on all other spends.
Does the Axis Bank Horizon offer airport lounge access?
Yes: 32 domestic lounge visits per year (8 complimentary visits per calendar quarter on the Visa Signature variant; the Mastercard World variant of this card gets 6 per quarter (24/year) instead) and 8 international lounge visits per year (2 complimentary visits per calendar quarter via Priority Pass; typically requires a minimum spend (around USD 1 equivalent) on the card in the preceding quarter to activate access).
Who is eligible for the Axis Bank Horizon?
Applicants typically need a CIBIL Score of 750+, a minimum age of 18, and must be salaried or self employed. Exact criteria are set by Axis Bank and can vary by application.
Is the Axis Bank Horizon available on other networks?
Yes, it's also issued on Mastercard. Same EDGE Miles travel card as the Visa Signature Horizon, but with fewer domestic lounge visits: 6 per calendar quarter (24/year) on Mastercard World versus 8 per quarter (32/year) on Visa Signature. A nominal ₹25 lounge access fee is charged on the Mastercard variant (versus ₹2 on Visa) and later refunded to the card. Reward rates, fees, welcome/anniversary bonuses, international lounge access, and eligibility are otherwise the same across both variants, confirmed against cardinsider.com and bankbazaar.com.

What you’d earn

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