- What is the annual fee on the AU Small Finance Bank Zenith?
- The joining fee is ₹7,999. The annual fee is ₹7,999. From year 2 onwards, waived on retail spend of ₹5,00,000 or more in the preceding year. First-year fee is separately waived on retail spend of ₹1,25,000 within 90 days of card issuance.
- What are the reward rates on the AU Small Finance Bank Zenith?
- AU Small Finance Bank Zenith earns 5x points on dining, 5x points on groceries, 5x points on travel, 3x points on all other spends.
- Does the AU Small Finance Bank Zenith offer airport lounge access?
- Yes: 8 domestic lounge visits per year (2 visits per calendar quarter. Primary source (AU Bank's own April 2026 terms-revision PDF) cites a ₹50,000 preceding-quarter spend requirement, but a secondary aggregator source states ₹20,000 for the same benefit; this discrepancy could not be resolved (the primary PDF isn't machine-readable) and should be reverified before relying on either figure. Primary cardholder only, add-on cards not eligible.) and 8 international lounge visits per year (2 visits per calendar quarter via Priority Pass at 1,000+ lounges outside India. Visits beyond the complimentary quota, and any Priority Pass usage within India, are charged USD 35 per visit (raised from USD 27, effective 1 January 2025).).
- Who is eligible for the AU Small Finance Bank Zenith?
- Applicants typically need a minimum annual income of ₹10,00,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed or business owner. Exact criteria are set by AU Small Finance Bank and can vary by application.