CardShortlist
Browse cards
CompareAbout
Find my card

CardShortlist is an independent comparison tool, not a bank or card issuer. Card details are for information only, so always confirm current terms with the issuer before applying.

Some links on this site are affiliate links; we may earn a commission if you apply through them. This never affects how cards are scored or ranked.

© 2026 CardShortlist. Contact: [email protected]

About & methodologyPrivacyTerms
SBI Card
VISA
SimplyCLICK

SBI Card SimplyCLICK

Entry-level online shopping card with 5X reward points online (10X at select partners) and a low, easily-waived joining fee.

online-shoppingfirst-timerslifestyle

Last reviewed 13 July 2026

Fees

Joining fee

₹499

Annual fee

₹499

Waiver: Renewal fee waived on annual spend of ₹1,00,000 or more

Eligibility

Min. monthly income: ₹20,000

Min. CIBIL Score: 700+

Age: 21–70 yrs

Employment: salaried, self employed

Rewards

online shopping5x points(cap 10,000 points/1mo)
all other1x points

Welcome benefits

  • • Amazon.in gift card worth ₹500 on payment of joining fee

Perks

  • ✓Domestic lounge access: 4/yr1 per quarter; requires minimum ₹50,000 spend in the preceding quarter
  • ✓Fuel surcharge waiver: 1%Capped at ₹100/month
  • ✓Forex markup: 3.5%
  • ✓10X reward points (double the general 5X online rate) at partner sites: Apollo 24x7, Cleartrip, Myntra, Netmeds, BookMyShow, Swiggy, Yatra, Domino's (capped at 10,000 points/month combined online bucket)
  • ✓₹2,000 e-voucher (Cleartrip/Yatra) on annual online spend milestones of ₹1,00,000 and ₹2,00,000

Common questions

What is the annual fee on the SBI Card SimplyCLICK?
The joining fee is ₹499. The annual fee is ₹499. Renewal fee waived on annual spend of ₹1,00,000 or more
What are the reward rates on the SBI Card SimplyCLICK?
SBI Card SimplyCLICK earns 5x points on online shopping, 1x points on all other spends.
Does the SBI Card SimplyCLICK offer airport lounge access?
Yes: 4 domestic lounge visits per year (1 per quarter; requires minimum ₹50,000 spend in the preceding quarter).
Who is eligible for the SBI Card SimplyCLICK?
Applicants typically need a minimum monthly income of ₹20,000, a CIBIL Score of 700+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by SBI Card and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

Best rate
₹
5x points· cap 10,000 points/1mo
₹
1x points
Estimated annual value—
Apply now

You might also like

Annual fee

₹4,500

Up to

2x points

View details →

Annual fee

₹10,000

Up to

2x points

View details →

Annual fee

₹5,000

Up to

2x points

View details →