RBL Bank

VISA

Icon

RBL Bank Icon

A lifestyle-premium card rewarding weekend dining and international spends at an accelerated rate.

diningpremiumlifestyle

Last reviewed 13 July 2026

Fees

Joining fee

₹5,000

Annual fee

₹5,000

Waiver: Fixed annual fee of ₹5,000 + GST; no spend-based waiver published on RBL's official card page as of verification date

Eligibility

Min. monthly income: ₹40,000

Min. CIBIL Score: 750+

Age: 21–60 yrs

Employment: salaried, self employed

Rewards

dining20x points(cap 2,000 points/1mo)

all other2x points

Welcome benefits

• 20,000 bonus reward points as a welcome benefit

Perks

✓Domestic lounge access: 8/yr2 visits per quarter; requires ₹35,000 spend in the preceding quarter
✓Fuel surcharge waiver: 1%Capped at ₹200/month
✓Forex markup: 3.5%
✓Concierge service
✓12 complimentary golf lessons annually, including green fees
✓20 reward points per ₹100 on international purchases and weekend dining spends (capped at 2,000 points/month per category)
✓10,000 bonus points on ₹3 lakh annual spend, +15,000 points on ₹5 lakh, +20,000 points on ₹8 lakh
✓International lounge access available via a pay-per-visit programme (up to $35/visit) rather than complimentary visits

Common questions

What is the annual fee on the RBL Bank Icon?: The joining fee is ₹5,000. The annual fee is ₹5,000. Fixed annual fee of ₹5,000 + GST; no spend-based waiver published on RBL's official card page as of verification date
What are the reward rates on the RBL Bank Icon?: RBL Bank Icon earns 20x points on dining, 2x points on all other spends.
Does the RBL Bank Icon offer airport lounge access?: Yes: 8 domestic lounge visits per year (2 visits per quarter; requires ₹35,000 spend in the preceding quarter).
Who is eligible for the RBL Bank Icon?: Applicants typically need a minimum monthly income of ₹40,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by RBL Bank and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

DiningBest rate

₹

20x points· cap 2,000 points/1mo

Everything else

₹

2x points

Estimated annual value—

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Annual fee

₹4,500

Up to

2x points

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Annual fee

₹10,000

Up to

2x points

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Annual fee

₹5,000

Up to

2x points

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Perks

✓Domestic lounge access: 8/yr2 visits per quarter; requires ₹35,000 spend in the preceding quarter

✓Fuel surcharge waiver: 1%Capped at ₹200/month

✓Forex markup: 3.5%

✓Concierge service

✓12 complimentary golf lessons annually, including green fees

✓20 reward points per ₹100 on international purchases and weekend dining spends (capped at 2,000 points/month per category)

✓10,000 bonus points on ₹3 lakh annual spend, +15,000 points on ₹5 lakh, +20,000 points on ₹8 lakh

✓International lounge access available via a pay-per-visit programme (up to $35/visit) rather than complimentary visits

Common questions

What is the annual fee on the RBL Bank Icon?

The joining fee is ₹5,000. The annual fee is ₹5,000. Fixed annual fee of ₹5,000 + GST; no spend-based waiver published on RBL's official card page as of verification date

What are the reward rates on the RBL Bank Icon?

RBL Bank Icon earns 20x points on dining, 2x points on all other spends.

Does the RBL Bank Icon offer airport lounge access?

Yes: 8 domestic lounge visits per year (2 visits per quarter; requires ₹35,000 spend in the preceding quarter).

Who is eligible for the RBL Bank Icon?

Applicants typically need a minimum monthly income of ₹40,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by RBL Bank and can vary by application.

RBL Bank Icon

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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RBL Bank Icon

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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