Kotak Mahindra Bank Zen Signature

Common questions

What is the annual fee on the Kotak Mahindra Bank Zen Signature?

The joining fee is ₹1,500. The annual fee is ₹1,500. Annual fee is waived if annual retail spends reach ₹1,50,000 in the previous card year.

What are the reward rates on the Kotak Mahindra Bank Zen Signature?

Kotak Mahindra Bank Zen Signature earns 6.67x points on online shopping, 3.33x points on all other spends.

Does the Kotak Mahindra Bank Zen Signature offer airport lounge access?

Yes: 8 domestic lounge visits per year (Spend-based: 2 complimentary domestic lounge visits are unlocked per quarter only if retail spend in the preceding quarter is at least ₹75,000, for a maximum of 8 visits per year.) and 3 international lounge visits per year (3 complimentary Priority Pass visits per year for the primary cardholder only. A guest costs $35 per visit, and each visit carries a $1 validation charge (credited back within 7 days). Additional visits beyond the complimentary count cost $35 each.).

Who is eligible for the Kotak Mahindra Bank Zen Signature?

Applicants typically need a minimum annual income of ₹4,80,000, a minimum age of 21, and must be salaried or self employed or business owner. Exact criteria are set by Kotak Mahindra Bank and can vary by application.