Kotak Mahindra Bank

VISA

League Platinum

Kotak Mahindra Bank League Platinum

An entry-level, easily fee-waived card with accelerated rewards on travel, department stores, and durable goods.

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Last reviewed 13 July 2026

Fees

Joining fee

₹499

Annual fee

₹499

Waiver: Waived on annual retail spend of ₹50,000 or more

Eligibility

Age: 21–60 yrs

Employment: salaried, self employed, business owner

Rewards

travel5.3x points

all other2.7x points

Welcome benefits

• 5,000 reward points (worth ₹500) credited after joining fee realization (joining-fee variant only)

Perks

✓Fuel surcharge waiver: 1%
✓Forex markup: 3.5%
✓Card protection cover up to ₹1,25,000 against loss/theft within 7 days
✓1.8% railway surcharge waiver on IRCTC transactions, max ₹500/year
✓Fuel surcharge waiver capped at ₹3,500 annually (on transactions between ₹500–₹4,000)
✓8 reward points per ₹150 on special categories (travel, airlines, department stores, durable goods, electric sales); base 4 points per ₹150 on other spends, rising to 8 points per ₹150 once annual spend crosses ₹2 lakh

Common questions

What is the annual fee on the Kotak Mahindra Bank League Platinum?: The joining fee is ₹499. The annual fee is ₹499. Waived on annual retail spend of ₹50,000 or more
What are the reward rates on the Kotak Mahindra Bank League Platinum?: Kotak Mahindra Bank League Platinum earns 5.3x points on travel, 2.7x points on all other spends.
Does the Kotak Mahindra Bank League Platinum offer airport lounge access?: No, the Kotak Mahindra Bank League Platinum does not include complimentary airport lounge access.
Who is eligible for the Kotak Mahindra Bank League Platinum?: Applicants typically need a minimum annual income of ₹5,00,000, a minimum age of 21, and must be salaried or self employed or business owner. Exact criteria are set by Kotak Mahindra Bank and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

TravelBest rate

₹

5.3x points

Everything else

₹

2.7x points

Estimated annual value—

Apply now

Annual fee

₹4,500

Up to

2x points

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Annual fee

₹10,000

Up to

2x points

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Annual fee

₹5,000

Up to

2x points

CompareView details →

Perks

✓Fuel surcharge waiver: 1%

✓Forex markup: 3.5%

✓Card protection cover up to ₹1,25,000 against loss/theft within 7 days

✓1.8% railway surcharge waiver on IRCTC transactions, max ₹500/year

✓Fuel surcharge waiver capped at ₹3,500 annually (on transactions between ₹500–₹4,000)

✓8 reward points per ₹150 on special categories (travel, airlines, department stores, durable goods, electric sales); base 4 points per ₹150 on other spends, rising to 8 points per ₹150 once annual spend crosses ₹2 lakh

Common questions

What is the annual fee on the Kotak Mahindra Bank League Platinum?

The joining fee is ₹499. The annual fee is ₹499. Waived on annual retail spend of ₹50,000 or more

What are the reward rates on the Kotak Mahindra Bank League Platinum?

Kotak Mahindra Bank League Platinum earns 5.3x points on travel, 2.7x points on all other spends.

Does the Kotak Mahindra Bank League Platinum offer airport lounge access?

No, the Kotak Mahindra Bank League Platinum does not include complimentary airport lounge access.

Who is eligible for the Kotak Mahindra Bank League Platinum?

Applicants typically need a minimum annual income of ₹5,00,000, a minimum age of 21, and must be salaried or self employed or business owner. Exact criteria are set by Kotak Mahindra Bank and can vary by application.

Kotak Mahindra Bank League Platinum

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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Kotak Mahindra Bank League Platinum

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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