IndusInd Bank Legend
A premium IndusInd card built around weekend-boosted rewards, dining and movie perks, and a low 1.8% forex markup, though its once-flagship complimentary lounge access was discontinued in March 2025.
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Fees
Waiver: No annual/renewal fee after the one-time joining fee. The joining fee itself is reported inconsistently across sources (from Nil up to ₹24,999) depending on channel and existing relationship with the bank; ₹5,000 is the most commonly published baseline figure and is used here.
Eligibility
Min. CIBIL Score: 750+
Age: 21–65 yrs
Employment: salaried, self employed
Rewards
fuel0x points
all other1x points
Welcome benefits
- • Welcome gift vouchers from premium brands (e.g. Oberoi Hotels, Montblanc) reported by some aggregators; multiple sources note this benefit is not offered on lifetime-free issuances and may depend on the joining fee/channel paid
Perks
- ✓Fuel surcharge waiver: 1%Capped at ₹100/month
- ✓Forex markup: 1.8%
- ✓Concierge service
- ✓Quarterly complimentary golf rounds/lessons reported by some third-party aggregators, but not listed on the bank's current live benefit page — treat as unconfirmed post-devaluation
- ✓Complimentary air accident cover: ₹25 lakh
- ✓Lost baggage cover: ₹1 lakh
- ✓Total Protect: covers unauthorized transactions up to the card's credit limit in case of loss/theft
- ✓Reward rate doubles to 2 points per ₹100 on weekends (Sat-Sun) versus 1 point per ₹100 on weekdays; medical, automobile, and telecom spends earn 1 point per ₹100 on all days; fuel earns no points
- ✓Milestone bonus reported inconsistently across sources: either 3,000 bonus points on ₹5,00,000 annual spend or 4,000 bonus points on ₹6,00,000 annual spend — could not be independently confirmed against a single authoritative source
- ✓Points redeemable as cash credit at 1 point = ₹0.50 (redemption fee ₹149 + GST) or as airline miles (roughly 400 points = 100 miles with select partners) via the IndusMoments portal
- ✓First-year complimentary EazyDiner Prime membership reported by some aggregators but not listed on the bank's current benefit page
- ✓24x7 concierge and Auto Assist roadside assistance (accident management, flat tyre, emergency fuel, towing, battery jump-start)
- ✓Priority Pass membership can reportedly still be issued on request, but per third-party reporting there are no longer complimentary visits — each lounge visit costs up to USD 35; this is not confirmed on the bank's live page
Common questions
- What is the annual fee on the IndusInd Bank Legend?
- The joining fee is ₹5,000. The annual fee is ₹0. No annual/renewal fee after the one-time joining fee. The joining fee itself is reported inconsistently across sources (from Nil up to ₹24,999) depending on channel and existing relationship with the bank; ₹5,000 is the most commonly published baseline figure and is used here.
- What are the reward rates on the IndusInd Bank Legend?
- IndusInd Bank Legend earns 1x points on all other spends.
- Does the IndusInd Bank Legend offer airport lounge access?
- No, the IndusInd Bank Legend does not include complimentary airport lounge access.
- Who is eligible for the IndusInd Bank Legend?
- Applicants typically need a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by IndusInd Bank and can vary by application.