IndusInd Bank Indulge

Common questions

What is the annual fee on the IndusInd Bank Indulge?

The joining fee is ₹75,000. The annual fee is ₹10,000. Annual fee of ₹10,000+GST is waived on ₹10 lakh spend in the preceding year, per cardinsider.com. IndusInd's own Indulge product page is fully JavaScript-rendered and returned only navigation markup to automated extraction this session, so this figure is single-source (aggregator-only), not bank-confirmed directly.

What are the reward rates on the IndusInd Bank Indulge?

IndusInd Bank Indulge earns 1.5x points on all other spends.

Does the IndusInd Bank Indulge offer airport lounge access?

Yes: 24 domestic lounge visits per year (6 complimentary domestic lounge visits per quarter (24/year), reportedly gated on ₹5 lakh spend in the preceding quarter, per cardinsider.com. Not independently confirmed on IndusInd's own site this session (JS-rendered page returned no product content to automated extraction).) and 16 international lounge visits per year (4 complimentary international lounge visits per quarter (16/year) via Priority Pass membership, per cardinsider.com. The same source separately notes a per-visit charge of roughly US $27 for domestic Priority Pass lounge visits, which appears to be a fallback/overage charge rather than a benefit — this detail is unconfirmed by a second source and included here only as a caveat, not a relied-upon fact.).

Who is eligible for the IndusInd Bank Indulge?

Applicants must be salaried or self employed. Salaried applicants typically need a minimum monthly income of ₹3,00,000; self-employed applicants are typically assessed on a minimum annual income of ₹42,00,000 instead. Exact criteria are set by IndusInd Bank and can vary by application.