IndusInd Bank Avios Visa Infinite

Fees

Waiver: No spend-based waiver is published for this card. The annual fee of ₹10,000 + GST is charged at the end of 12 months from the card issue date, per the bank's own Most Important Terms & Conditions (MITC) document; there is no stated way to waive it.

Rewards

Perks

• ✓International lounge access: 8/yrComplimentary Priority Pass membership with 2 international lounge visits per calendar quarter (8/year), confirmed on two separate official IndusInd Bank pages. The bank's own site also states cardholders get 'free access to airport lounges in India,' but does not publish a specific domestic visit count anywhere this agent could reach — domestic access is therefore left unset (null) rather than guessed at a number.
• ✓Fuel surcharge waiver: 1%Waived only for transactions between ₹400 and ₹4,000 (minimum ₹10 waiver)
• ✓Forex markup: 1.5%
• ✓Concierge service
• ✓Complimentary air accident cover of up to ₹60 lakh
• ✓Travel insurance covering baggage loss, passport loss, delayed baggage, and missed flights
• ✓Emergency international health/medical insurance, per the bank's own launch press release (specific cover amount not published)
• ✓'Total Protect' programme covering unauthorised card transactions
• ✓Metal card body; cardholder chooses at application whether Avios earned redeem into British Airways Executive Club or Qatar Airways Privilege Club, plus a preferred international destination that earns the accelerated travel rate above
• ✓Foreign currency mark-up is a two-tier rate per the bank's own MITC: 1.5% at the cardholder's chosen preferred international destination, 3.5% at all other international destinations (the 1.5% figure alone is what's reflected in forexMarkupPercent above)
• ✓Two complimentary meet-and-greet services per year at major international airports
• ✓25% discount on Airport Fast Track immigration service at 450+ destinations worldwide
• ✓10% discount on Qatar Airways flight bookings made directly with the airline
• ✓Renewal benefits: Qatar Airways option renews Gold-tier membership plus 5,000 Avios; British Airways option renews with 10,000 Avios
• ✓Milestone benefit of up to 50,000 bonus Avios per card year: 25,000 Avios after the first ₹8,00,000 of spend, another 25,000 Avios after a second ₹8,00,000 of spend in the same year
• ✓Cash advance charges are waived per the bank's own fee schedule
• ✓The 2.5-per-₹100 travel rate above (5 Avios per ₹200) is confirmed twice on the bank's own site for spend at the cardholder's chosen preferred international destination. A commonly repeated third-party figure of 6 Avios per ₹200 for the same category, and a domestic/other-international rate of 3 Avios per ₹200 (used as the all-other rate above) plus a reduced 1 Avios per ₹200 on utilities/government/insurance spend with fuel earning nothing, appear consistently across multiple aggregators but could not be independently verified on an IndusInd-owned page by this agent — the card's main product page is JavaScript-rendered and did not yield this breakdown even after repeated fetch attempts, and no headless-browser tool was available in this session. Treat the all-other rate and the category exclusions as aggregator-sourced, not bank-confirmed.
• ✓Minimum income requirement is not published by the bank for this specific card; third-party estimates vary too widely (roughly ₹15-20 lakh/year up to self-selected income brackets at application) to responsibly report a single figure, so it is omitted here rather than guessed.