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HDFC Bank
Diners
Diners Club Black Metal Edition

HDFC Bank Diners Club Black Metal Edition

HDFC's top-tier metal card with unlimited lounge access, strong reward rates, and premium travel & dining perks for high spenders.

premiumtraveldininglifestyle

Last reviewed 13 July 2026

Fees

Joining fee

₹10,000

Annual fee

₹10,000

Waiver: Renewal fee waived on annual spend of ₹8,00,000 or more

Eligibility

Min. monthly income: ₹1,75,000

Min. CIBIL Score: 750+

Age: 21–65 yrs

Employment: salaried, self employed, business owner

Rewards

dining6.67x points
travel10x points(cap 10,000 points/1mo)
all other3.33x points

Welcome benefits

  • • Complimentary annual memberships of Club Marriott, Swiggy One, and Amazon Prime on spending ₹1,50,000 within 90 days of card issuance

Perks

  • ✓Domestic lounge access: unlimited/yrComplimentary for primary and add-on cardholders
  • ✓International lounge access: unlimited/yrComplimentary at 1,300+ partner lounges worldwide for primary and add-on cardholders
  • ✓Forex markup: 2%
  • ✓Concierge service
  • ✓6 complimentary golf games per quarter (up to 24 per year) at premium courses
  • ✓Air accident cover: ₹2 Cr
  • ✓Overseas emergency hospitalization cover: ₹50 Lakh
  • ✓Delayed baggage cover: ₹55,000
  • ✓Purchase protection up to ₹9 Lakh
  • ✓Unlimited complimentary domestic and international airport lounge access for primary and add-on cardholders
  • ✓10,000 bonus Reward Points on spending ₹4,00,000 in a calendar quarter
  • ✓Up to 10X Reward Points on bookings via SmartBuy portal
  • ✓Contactless payments up to ₹5,000

Common questions

What is the annual fee on the HDFC Bank Diners Club Black Metal Edition?
The joining fee is ₹10,000. The annual fee is ₹10,000. Renewal fee waived on annual spend of ₹8,00,000 or more
What are the reward rates on the HDFC Bank Diners Club Black Metal Edition?
HDFC Bank Diners Club Black Metal Edition earns 6.67x points on dining, 10x points on travel, 3.33x points on all other spends.
Does the HDFC Bank Diners Club Black Metal Edition offer airport lounge access?
Yes: unlimited domestic lounge visits per year (Complimentary for primary and add-on cardholders) and unlimited international lounge visits per year (Complimentary at 1,300+ partner lounges worldwide for primary and add-on cardholders).
Who is eligible for the HDFC Bank Diners Club Black Metal Edition?
Applicants typically need a minimum monthly income of ₹1,75,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed or business owner. Exact criteria are set by HDFC Bank and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

₹
6.67x points
Best rate
₹
10x points· cap 10,000 points/1mo
₹
3.33x points
Estimated annual value—
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