HDFC Bank Diners Club Black Metal Edition

Fees

Waiver: Renewal fee waived on annual spend of ₹8,00,000 or more

Rewards

Perks

• ✓Domestic lounge access: unlimited/yrComplimentary for primary and add-on cardholders
• ✓International lounge access: unlimited/yrComplimentary at 1,300+ partner lounges worldwide for primary and add-on cardholders
• ✓Forex markup: 2%
• ✓Concierge service
• ✓6 complimentary golf games per quarter (up to 24 per year) at premium courses
• ✓Air accident cover: ₹2 Cr
• ✓Overseas emergency hospitalization cover: ₹50 Lakh
• ✓Delayed baggage cover: ₹55,000
• ✓Purchase protection up to ₹9 Lakh
• ✓Unlimited complimentary domestic and international airport lounge access for primary and add-on cardholders
• ✓10,000 bonus Reward Points on spending ₹4,00,000 in a calendar quarter
• ✓2X Reward Points (6.67 points/₹100) on weekend (Saturday/Sunday) dining; weekday dining earns only the 3.33 base rate
• ✓Up to 10X Reward Points (33.3 points/₹100) on flight and hotel bookings via the SmartBuy portal
• ✓No Reward Points earned on fuel, EasyEMI conversions, rent payments, government transactions, cash advances, card fee payments, or e-wallet reloads
• ✓No fuel surcharge waiver on this Metal Edition — the plastic (non-metal) Diners Club Black card offers a 1% waiver capped at ₹1,000/statement cycle, but that benefit was removed on the metal variant
• ✓Contactless payments up to ₹5,000
• ✓Minimum monthly income of ₹2,50,000 applies to private-sector salaried applicants; government employees are assessed against a lower ₹1,75,000/month threshold. Self-employed applicants are assessed on ITR of ₹30 Lakh+ per year.