Canara Bank Visa Signature

Fees

Waiver: Card is lifetime free with no joining or annual fee. An inactivity fee of ₹1,000 applies if the card's annual spend (turnover) falls below ₹2,00,000.

Rewards

Perks

• ✓Domestic lounge access: 12/yrUp to 3 complimentary domestic lounge visits per quarter (12/year) for the primary cardholder; some aggregator and issuer sources note a broader Canara Bank policy (effective April 2025) gating complimentary lounge access on ₹10,000+ spend in the preceding quarter, excluding ATM cash withdrawals — confirm the exact spend gate at issuance since sourcing is not fully consistent on whether it applies to this specific variant.
• ✓International lounge access: 4/yrUp to 1 complimentary international lounge visit per quarter (4/year) via the Visa Signature programme at select overseas lounges; requires activation of international usage via net banking/mobile banking. This figure comes from a third-party aggregator, not confirmed on Canara Bank's own product page directly.
• ✓Fuel surcharge waiver: 1%1% fuel surcharge waiver, capped at ₹100/month, on transactions between ₹400 and ₹5,000 (minimum ₹10 surcharge applies below the waiver threshold).
• ✓Forex markup: 3%
• ✓Fraudulent transaction cover up to ₹5,00,000
• ✓Baggage insurance up to ₹25,000
• ✓Purchase protection up to ₹25,000
• ✓Air accident cover: ₹8 lakh (primary cardholder), ₹4 lakh (spouse)
• ✓Non-air accidental death cover: ₹4 lakh (primary cardholder), ₹2 lakh (spouse)
• ✓Up to 50 days of interest-free credit period
• ✓EMI conversion available via mobile app
• ✓Credit limit range of ₹1.5 lakh to ₹50 lakh
• ✓Reward points redeemable for cashback or goods via the Canara Rewardz portal (canararewardz.com)