Axis Bank

Magnus

Axis Bank Magnus

Axis Bank Magnus on Mastercard World: unlimited lounge access, 30x travel rewards, and complimentary golf (4 rounds + 12 lessons/year) absent on Visa Infinite.

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Also available on Visa

Axis Bank Magnus is issued on more than one network — each has different rewards and lounge access.

Axis Bank
VISA
Magnus
Visa variant
Same fees, reward rate and lounge access as the Mastercard World Magnus, per aggregator commentary saying there's no major difference apart from golf. The Mastercard World variant additionally offers complimentary golf (4 rounds + 12 lessons per year via Mastercard's program) that this Visa Infinite variant does not include.

Last reviewed 21 July 2026

Fees

Joining fee

₹12,500

Annual fee

₹12,500

Waiver: Annual fee waived on annual spend of ₹25,00,000 or more; issued lifetime free for Axis Bank Burgundy Salary Account holders

Eligibility

Age: 21–70 yrs

Employment: salaried, self employed, business owner

Rewards

travel30x points(cap 60,000 points/1mo)

all other6x points

Welcome benefits

• Welcome gift voucher worth ₹12,500, choice of Luxe, Yatra or Postcard Hotels (primary cardholders, within 6 months of card issuance)

Perks

✓Domestic lounge access: unlimited/yrUnlimited complimentary domestic lounge access via card swipe, requires ₹50,000 spend in the preceding quarter (waived for the first 3 months); 4 complimentary guest visits per year. Note: a small number of user reports (via cardexpert.in comments) describe denied domestic lounge access on the Mastercard World variant specifically — not confirmed as a systemic issuer policy difference, but worth verifying with Axis before relying on it.
✓International lounge access: unlimited/yrUnlimited access via complimentary Priority Pass membership; 4 complimentary guest visits per year
✓Fuel surcharge waiver: 1%Capped at ₹400/month
✓Forex markup: 2%
✓4 complimentary rounds of green fees per calendar year (max 1 per calendar month) + 12 complimentary golf lessons per calendar year (max 1 per calendar month) via Mastercard's golf program; 50% discount on green fees beyond the complimentary quota
✓Credit shield cover: ₹5 lakh
✓Purchase protection: ₹2 lakh
✓The 30 points/₹100 travel rate applies up to ₹2,00,000 of monthly spend (≈60,000 points); confirm current terms for spend beyond that
✓Accelerated EDGE Rewards: 35 points per ₹200 on spends above ₹1.5 lakh in a calendar month
✓Reward points transferable to airline/hotel partners at up to 5:4 (Burgundy) or 5:2 (standard) ratio
✓Annual points-transfer cap of 5,00,000 EDGE Reward Points
✓Fees, rewards, lounge access and insurance terms are common across the Visa Infinite and Mastercard World Magnus variants per aggregator reporting; the golf program is the one confirmed network-specific difference
✓Card network (Visa Infinite vs Mastercard World) has reportedly been assigned by Axis at issuance in the past rather than always being freely chosen by the applicant; confirm current network-selection availability with Axis before applying if golf access is the deciding factor

Common questions

What is the annual fee on the Axis Bank Magnus?: The joining fee is ₹12,500. The annual fee is ₹12,500. Annual fee waived on annual spend of ₹25,00,000 or more; issued lifetime free for Axis Bank Burgundy Salary Account holders
What are the reward rates on the Axis Bank Magnus?: Axis Bank Magnus earns 30x points on travel, 6x points on all other spends.
Does the Axis Bank Magnus offer airport lounge access?: Yes: unlimited domestic lounge visits per year (Unlimited complimentary domestic lounge access via card swipe, requires ₹50,000 spend in the preceding quarter (waived for the first 3 months); 4 complimentary guest visits per year. Note: a small number of user reports (via cardexpert.in comments) describe denied domestic lounge access on the Mastercard World variant specifically — not confirmed as a systemic issuer policy difference, but worth verifying with Axis before relying on it.) and unlimited international lounge visits per year (Unlimited access via complimentary Priority Pass membership; 4 complimentary guest visits per year).
Who is eligible for the Axis Bank Magnus?: Applicants typically need a minimum annual income of ₹24,00,000, a minimum age of 21, and must be salaried or self employed or business owner. Exact criteria are set by Axis Bank and can vary by application.
Is the Axis Bank Magnus available on other networks?: Yes, it's also issued on Visa. Same fees, reward rate and lounge access as the Mastercard World Magnus, per aggregator commentary saying there's no major difference apart from golf. The Mastercard World variant additionally offers complimentary golf (4 rounds + 12 lessons per year via Mastercard's program) that this Visa Infinite variant does not include.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

TravelBest rate

₹

30x points· cap 60,000 points/1mo

Everything else

₹

6x points

Estimated annual value—

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Annual fee

₹4,500

Up to

2x points

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Annual fee

₹10,000

Up to

2x points

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Annual fee

₹5,000

Up to

2x points

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Perks

✓Domestic lounge access: unlimited/yrUnlimited complimentary domestic lounge access via card swipe, requires ₹50,000 spend in the preceding quarter (waived for the first 3 months); 4 complimentary guest visits per year. Note: a small number of user reports (via cardexpert.in comments) describe denied domestic lounge access on the Mastercard World variant specifically — not confirmed as a systemic issuer policy difference, but worth verifying with Axis before relying on it.

✓International lounge access: unlimited/yrUnlimited access via complimentary Priority Pass membership; 4 complimentary guest visits per year

✓Fuel surcharge waiver: 1%Capped at ₹400/month

✓Forex markup: 2%

✓4 complimentary rounds of green fees per calendar year (max 1 per calendar month) + 12 complimentary golf lessons per calendar year (max 1 per calendar month) via Mastercard's golf program; 50% discount on green fees beyond the complimentary quota

✓Credit shield cover: ₹5 lakh

✓Purchase protection: ₹2 lakh

✓The 30 points/₹100 travel rate applies up to ₹2,00,000 of monthly spend (≈60,000 points); confirm current terms for spend beyond that

✓Accelerated EDGE Rewards: 35 points per ₹200 on spends above ₹1.5 lakh in a calendar month

✓Reward points transferable to airline/hotel partners at up to 5:4 (Burgundy) or 5:2 (standard) ratio

✓Annual points-transfer cap of 5,00,000 EDGE Reward Points

✓Fees, rewards, lounge access and insurance terms are common across the Visa Infinite and Mastercard World Magnus variants per aggregator reporting; the golf program is the one confirmed network-specific difference

✓Card network (Visa Infinite vs Mastercard World) has reportedly been assigned by Axis at issuance in the past rather than always being freely chosen by the applicant; confirm current network-selection availability with Axis before applying if golf access is the deciding factor

Common questions

What is the annual fee on the Axis Bank Magnus?

The joining fee is ₹12,500. The annual fee is ₹12,500. Annual fee waived on annual spend of ₹25,00,000 or more; issued lifetime free for Axis Bank Burgundy Salary Account holders

What are the reward rates on the Axis Bank Magnus?

Axis Bank Magnus earns 30x points on travel, 6x points on all other spends.

Does the Axis Bank Magnus offer airport lounge access?

Yes: unlimited domestic lounge visits per year (Unlimited complimentary domestic lounge access via card swipe, requires ₹50,000 spend in the preceding quarter (waived for the first 3 months); 4 complimentary guest visits per year. Note: a small number of user reports (via cardexpert.in comments) describe denied domestic lounge access on the Mastercard World variant specifically — not confirmed as a systemic issuer policy difference, but worth verifying with Axis before relying on it.) and unlimited international lounge visits per year (Unlimited access via complimentary Priority Pass membership; 4 complimentary guest visits per year).

Who is eligible for the Axis Bank Magnus?

Applicants typically need a minimum annual income of ₹24,00,000, a minimum age of 21, and must be salaried or self employed or business owner. Exact criteria are set by Axis Bank and can vary by application.

Is the Axis Bank Magnus available on other networks?

Yes, it's also issued on Visa. Same fees, reward rate and lounge access as the Mastercard World Magnus, per aggregator commentary saying there's no major difference apart from golf. The Mastercard World variant additionally offers complimentary golf (4 rounds + 12 lessons per year via Mastercard's program) that this Visa Infinite variant does not include.

Axis Bank Magnus

Also available on Visa

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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Axis Bank Magnus

Also available on Visa

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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