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Yes Bank
VISA
Prosperity Rewards Plus

Yes Bank Prosperity Rewards Plus

An affordable, easily-waived mid-tier card offering accelerated rewards on groceries and supermarket spends.

groceriescashbackfirst-timers

Last reviewed 13 July 2026

Fees

Joining fee

₹499

Annual fee

₹499

Waiver: Renewal fee waived on annual spend of ₹50,000 or more; joining fee waived on spends of ₹10,000 within 90 days of issuance

Eligibility

Min. monthly income: ₹25,000

Age: 21–60 yrs

Employment: salaried, self employed

Rewards

groceries3x points
all other2x points

Welcome benefits

  • • Annual bonus of 12,000 reward points on spends of ₹3,60,000 in an anniversary year

Perks

  • ✓Fuel surcharge waiver: 1%
  • ✓Forex markup: 3.5%
  • ✓Complimentary purchase protection / personal accident cover (issuer programme, exact sum insured not published)
  • ✓15% discount on dining bookings through partner programme
  • ✓Reward points never expire
  • ✓6 reward points per ₹200 on groceries & supermarkets, 4 points per ₹200 on other categories (excluding fuel)

Common questions

What is the annual fee on the Yes Bank Prosperity Rewards Plus?
The joining fee is ₹499. The annual fee is ₹499. Renewal fee waived on annual spend of ₹50,000 or more; joining fee waived on spends of ₹10,000 within 90 days of issuance
What are the reward rates on the Yes Bank Prosperity Rewards Plus?
Yes Bank Prosperity Rewards Plus earns 3x points on groceries, 2x points on all other spends.
Does the Yes Bank Prosperity Rewards Plus offer airport lounge access?
No, the Yes Bank Prosperity Rewards Plus does not include complimentary airport lounge access.
Who is eligible for the Yes Bank Prosperity Rewards Plus?
Applicants typically need a minimum monthly income of ₹25,000, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by Yes Bank and can vary by application.

What you’d earn

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