Standard Chartered Manhattan

Fees

Waiver: Renewal fee reversed within 60 days of levy if annual card spend is ₹1,20,000 or more in the preceding year

Rewards

Perks

• ✓Forex markup: 3.5%
• ✓5% cashback at groceries, supermarkets, and departmental stores (per Visa/Mastercard Merchant Category Code classification); 3 Reward Points per ₹150 spent on all other categories
• ✓Cashback requires a minimum transaction of ₹1,000 per swipe; capped at ₹150 per transaction and ₹500 per statement cycle across all cards on the account, including supplementary cards
• ✓Cashback redemption requires a minimum balance of ₹1,500 and can only be redeemed in multiples of ₹500 (revised from a ₹500 minimum/₹50 multiples structure, effective 16 March 2024 for an earlier revision and further tightened in a later revision)
• ✓Reward point redemption requires a minimum of 500 points and carries a ₹99 handling/courier fee per request
• ✓Fuel surcharge of ₹10 or 1% of the transaction (whichever is higher) applies with no waiver on this card
• ✓Access to Standard Chartered's 'Good Life' programme, offering periodic partner discounts across dining, shopping, and travel (offers are time-limited and vary)
• ✓Cash advance fee of 3% of the withdrawal amount, subject to a minimum of ₹300
• ✓1% (plus applicable taxes) processing fee applies on rent payments made via the card, effective 2 April 2023
• ✓Card replacement fee: nil
• ✓Lifetime-free supplementary cards; supplementary cards do not carry joining offers