- What is the annual fee on the SBI Card BPCL Octane?
- The joining fee is ₹1,499. The annual fee is ₹1,499. Renewal fee waived on annual spend of ₹2,00,000 or more in the preceding year
- What are the reward rates on the SBI Card BPCL Octane?
- SBI Card BPCL Octane earns 25x points on fuel, 10x points on dining, 10x points on groceries, 1x points on all other spends.
- Does the SBI Card BPCL Octane offer airport lounge access?
- Yes: 4 domestic lounge visits per year (1 complimentary visit per quarter; sources consistently describe this as unconditional (no minimum quarterly spend), unlike most current-generation SBI cards).
- Who is eligible for the SBI Card BPCL Octane?
- Applicants typically need a minimum monthly income of ₹30,000, a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by SBI Card and can vary by application.
- Is the SBI Card BPCL Octane available on other networks?
- Yes, it's also issued on RuPay. Same product as the Visa BPCL Octane (identical fees, base reward structure, and lounge access), issued on RuPay Select. The key practical difference: the RuPay variant can be linked to UPI apps, so the 25X accelerated reward rate at BPCL pumps also applies to UPI-QR spends there — something the Visa variant cannot do. It is mostly issued via a network-conversion request on an existing Visa BPCL Octane (by calling SBI Card customer care) rather than being consistently offered as a fresh online application, and RuPay's international acceptance is narrower than Visa's.