RBL Bank

BankBazaar SaveMax

RBL Bank BankBazaar SaveMax

Mastercard-network version of RBL's BankBazaar SaveMax: 5 reward points per ₹100 on groceries, 10% Zomato cashback, 10% BookMyShow discount, no annual fees — identical terms to the Visa variant.

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Also available on Visa

RBL Bank BankBazaar SaveMax is issued on more than one network — each has different rewards and lounge access.

RBL Bank
VISA
BankBazaar SaveMax
Visa variant
Same underlying SaveMax product as the Mastercard variant — RBL Bank's own product page confirms the card is available on "MasterCard & VISA network" with identical fees, reward rates, and Zomato/BookMyShow benefits; no material differences were found between the two networks.

Last reviewed 21 July 2026

Fees

Joining fee

₹0

Annual fee

₹0

Waiver: Lifetime-free card — no joining fee and no annual fee, ever, on any spend level.

Eligibility

Min. CIBIL Score: 750+

Age: 21+ yrs

Employment: salaried, self employed

Rewards

groceries5x points(cap 1,000 points/1mo)

dining10% cashback(cap ₹100 cashback/1mo)

all other1x points

Welcome benefits

• ₹300 Amazon Pay / Swiggy / Zomato voucher on card activation, after a minimum transaction of ₹300

Perks

✓Forex markup: 3.5%
✓The 10% "dining" cashback is Zomato-only (confirmed on RBL's own product page and BankBazaar), not a general restaurant/dining-category benefit — swiping directly at a restaurant counter earns only the 1% base rate
✓No fuel surcharge waiver found on RBL's own product page or BankBazaar's listing for this card; RBL explicitly states no reward points are earned on fuel & auto transactions, and the Schedule of Charges PDF could not be parsed to independently confirm surcharge-waiver terms either way, so this is recorded as unconfirmed rather than assumed
✓Free monthly credit advisory / credit score report from BankBazaar
✓100% paperless application with contactless video KYC
✓Balance transfer and EMI-conversion facility for existing card dues
✓Reward points redeemable via rblrewards.com; a redemption fee of ₹99 + GST applies
✓Fuel, utilities, insurance, rent/real estate, government services, education, wallet loads, EMI conversions, cash/quasi-cash and Bills2Pay transactions are excluded from reward point earning
✓This is the same SaveMax product as the Visa-network sibling card — RBL's official page lists it as available on "MasterCard & VISA network" with identical fees, reward structure, and Zomato/BookMyShow benefits; applicants choose the network at application time rather than these being two differently-featured products

Common questions

What is the annual fee on the RBL Bank BankBazaar SaveMax?: The joining fee is ₹0. The annual fee is ₹0. Lifetime-free card — no joining fee and no annual fee, ever, on any spend level.
What are the reward rates on the RBL Bank BankBazaar SaveMax?: RBL Bank BankBazaar SaveMax earns 5x points on groceries, 10% cashback on dining, 1x points on all other spends.
Does the RBL Bank BankBazaar SaveMax offer airport lounge access?: No, the RBL Bank BankBazaar SaveMax does not include complimentary airport lounge access.
Who is eligible for the RBL Bank BankBazaar SaveMax?: Applicants typically need a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by RBL Bank and can vary by application.
Is the RBL Bank BankBazaar SaveMax available on other networks?: Yes, it's also issued on Visa. Same underlying SaveMax product as the Mastercard variant — RBL Bank's own product page confirms the card is available on "MasterCard & VISA network" with identical fees, reward rates, and Zomato/BookMyShow benefits; no material differences were found between the two networks.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

Groceries

₹

5x points· cap 1,000 points/1mo

DiningBest rate

₹

10% cashback· cap ₹100 cashback/1mo

Everything else

₹

1x points

Estimated annual value—

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Annual fee

₹4,500

Up to

2x points

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Annual fee

₹495

Up to

20x points

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Annual fee

₹0

Up to

10x points

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Perks

✓Forex markup: 3.5%

✓The 10% "dining" cashback is Zomato-only (confirmed on RBL's own product page and BankBazaar), not a general restaurant/dining-category benefit — swiping directly at a restaurant counter earns only the 1% base rate

✓No fuel surcharge waiver found on RBL's own product page or BankBazaar's listing for this card; RBL explicitly states no reward points are earned on fuel & auto transactions, and the Schedule of Charges PDF could not be parsed to independently confirm surcharge-waiver terms either way, so this is recorded as unconfirmed rather than assumed

✓Free monthly credit advisory / credit score report from BankBazaar

✓100% paperless application with contactless video KYC

✓Balance transfer and EMI-conversion facility for existing card dues

✓Reward points redeemable via rblrewards.com; a redemption fee of ₹99 + GST applies

✓Fuel, utilities, insurance, rent/real estate, government services, education, wallet loads, EMI conversions, cash/quasi-cash and Bills2Pay transactions are excluded from reward point earning

✓This is the same SaveMax product as the Visa-network sibling card — RBL's official page lists it as available on "MasterCard & VISA network" with identical fees, reward structure, and Zomato/BookMyShow benefits; applicants choose the network at application time rather than these being two differently-featured products

Common questions

What is the annual fee on the RBL Bank BankBazaar SaveMax?

The joining fee is ₹0. The annual fee is ₹0. Lifetime-free card — no joining fee and no annual fee, ever, on any spend level.

What are the reward rates on the RBL Bank BankBazaar SaveMax?

RBL Bank BankBazaar SaveMax earns 5x points on groceries, 10% cashback on dining, 1x points on all other spends.

Does the RBL Bank BankBazaar SaveMax offer airport lounge access?

No, the RBL Bank BankBazaar SaveMax does not include complimentary airport lounge access.

Who is eligible for the RBL Bank BankBazaar SaveMax?

Applicants typically need a CIBIL Score of 750+, a minimum age of 21, and must be salaried or self employed. Exact criteria are set by RBL Bank and can vary by application.

Is the RBL Bank BankBazaar SaveMax available on other networks?

Yes, it's also issued on Visa. Same underlying SaveMax product as the Mastercard variant — RBL Bank's own product page confirms the card is available on "MasterCard & VISA network" with identical fees, reward rates, and Zomato/BookMyShow benefits; no material differences were found between the two networks.

RBL Bank BankBazaar SaveMax

Also available on Visa

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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Common questions

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