RBL Bank Platinum Delight
Entry-level RBL card with a ₹1,000 joining fee, earning 2 points per ₹100 (4 points per ₹100 on weekends); the separate annual fee is waived on ₹2,00,000+ yearly spend.
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Fees
Waiver: RBL's own product page states the annual fee is waived on spending ₹2,00,000 or more in the membership year; one aggregator (CardExpert) cites an older ₹1,50,000 threshold, so the ₹2,00,000 figure from the live official page is treated as current here.
Eligibility
Age: 21+ yrs
Employment: salaried, self employed
Rewards
Welcome benefits
- • 4,000 reward points on card issuance, credited within 60 days, conditional on using the card within 30 days of issuance and paying the annual fee by its due date
Perks
- ✓Fuel surcharge waiver: 1%Applies only on transactions between ₹500 and ₹4,000; waiver capped at ₹150 per billing cycle
- ✓Forex markup: 3.5%
- ✓4 reward points per ₹100 on weekend (Saturday-Sunday) spends, versus the 2 points per ₹100 base rate, capped at 1,000 bonus points per month
- ✓Milestone bonus of 1,000 reward points for making 5 or more transactions of ₹1,000+ each within a calendar month
- ✓No reward points are earned on fuel, insurance, utilities, rent, government services, wallet loads, education, real estate/rental payments, or cash-equivalent transactions
- ✓Reward redemption carries a flat ₹99 + GST fee, charged once per redemption day
Common questions
- What is the annual fee on the RBL Bank Platinum Delight?
- The joining fee is ₹1,000. The annual fee is ₹1,000. RBL's own product page states the annual fee is waived on spending ₹2,00,000 or more in the membership year; one aggregator (CardExpert) cites an older ₹1,50,000 threshold, so the ₹2,00,000 figure from the live official page is treated as current here.
- What are the reward rates on the RBL Bank Platinum Delight?
- RBL Bank Platinum Delight earns 2x points on all other spends.
- Does the RBL Bank Platinum Delight offer airport lounge access?
- No, the RBL Bank Platinum Delight does not include complimentary airport lounge access.
- Who is eligible for the RBL Bank Platinum Delight?
- Applicants typically need a minimum age of 21, and must be salaried or self employed. Exact criteria are set by RBL Bank and can vary by application.