Axis Bank

VISA

Airtel

Axis Bank Airtel

Airtel co-brand cashback card with 25% on telecom bills and 10% on utility bills, though an April 2026 devaluation capped both rates to multiples of base spend and removed lounge access.

cashbackfirst-timers

Last reviewed 26 July 2026

Fees

Joining fee

₹500

Annual fee

₹500

Waiver: Annual fee (from the second year onward) is waived if total spend in the preceding year exceeds ₹2,00,000; waiver is applied automatically.

Eligibility

Min. monthly income: ₹15,000

Age: 18–70 yrs

Employment: salaried

Rewards

dining10% cashback(cap ₹200 cashback/1mo)

all other1% cashback

Welcome benefits

• Amazon eVoucher worth ₹250 on first transaction made within 30 days of card issuance; not applicable on cards issued without a joining fee.

Perks

✓Fuel surcharge waiver: 1%Applicable on fuel transactions between ₹400 and ₹4,000 at fuel stations across India.
✓Forex markup: 1%
✓EMI conversion available on eligible transactions
✓Effective 12 April 2026, the card underwent a major devaluation: complimentary domestic lounge access (previously 4 visits/year) was removed entirely
✓25% cashback on Airtel mobile/broadband/Wi-Fi/DTH bill payments, capped at 2x the cashback earned on base (1%) spend that statement month — not expressible as a flat category rate since the cap is relative, not fixed; the structured reward-rate field above does not include this row for that reason and shows only the true flat/uncapped 1% base rate plus the flat-capped dining rate
✓10% cashback on other utility bill payments, capped at 1x the cashback earned on base (1%) spend that statement month — same relative-cap limitation as the Airtel-bill rate above, also not represented as a separate structured row

Common questions

What is the annual fee on the Axis Bank Airtel?: The joining fee is ₹500. The annual fee is ₹500. Annual fee (from the second year onward) is waived if total spend in the preceding year exceeds ₹2,00,000; waiver is applied automatically.
What are the reward rates on the Axis Bank Airtel?: Axis Bank Airtel earns 10% cashback on dining, 1% cashback on all other spends.
Does the Axis Bank Airtel offer airport lounge access?: No, the Axis Bank Airtel does not include complimentary airport lounge access.
Who is eligible for the Axis Bank Airtel?: Applicants typically need a minimum monthly income of ₹15,000, a minimum age of 18, and must be salaried. Exact criteria are set by Axis Bank and can vary by application.

What you’d earn

Enter your monthly spend in this card’s reward categories for an estimated annual value.

DiningBest rate

₹

10% cashback· cap ₹200 cashback/1mo

Everything else

₹

1% cashback

Estimated annual value—

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Annual fee

₹4,500

Up to

2x points

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Annual fee

₹495

Up to

20x points

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Annual fee

₹0

Up to

10x points

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Perks

✓Fuel surcharge waiver: 1%Applicable on fuel transactions between ₹400 and ₹4,000 at fuel stations across India.

✓Forex markup: 1%

✓EMI conversion available on eligible transactions

✓Effective 12 April 2026, the card underwent a major devaluation: complimentary domestic lounge access (previously 4 visits/year) was removed entirely

✓25% cashback on Airtel mobile/broadband/Wi-Fi/DTH bill payments, capped at 2x the cashback earned on base (1%) spend that statement month — not expressible as a flat category rate since the cap is relative, not fixed; the structured reward-rate field above does not include this row for that reason and shows only the true flat/uncapped 1% base rate plus the flat-capped dining rate

✓10% cashback on other utility bill payments, capped at 1x the cashback earned on base (1%) spend that statement month — same relative-cap limitation as the Airtel-bill rate above, also not represented as a separate structured row

Common questions

What is the annual fee on the Axis Bank Airtel?

The joining fee is ₹500. The annual fee is ₹500. Annual fee (from the second year onward) is waived if total spend in the preceding year exceeds ₹2,00,000; waiver is applied automatically.

What are the reward rates on the Axis Bank Airtel?

Axis Bank Airtel earns 10% cashback on dining, 1% cashback on all other spends.

Does the Axis Bank Airtel offer airport lounge access?

No, the Axis Bank Airtel does not include complimentary airport lounge access.

Who is eligible for the Axis Bank Airtel?

Applicants typically need a minimum monthly income of ₹15,000, a minimum age of 18, and must be salaried. Exact criteria are set by Axis Bank and can vary by application.

Axis Bank Airtel

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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Axis Bank Airtel

Fees

Eligibility

Rewards

Perks

Common questions

What you’d earn

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